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Healthcare Options For Organizations

Healthcare Options For Organizations

Rising healthcare costs are a concern for both individuals and employers. Survey data from Kaiser Family Foundation shows that 87% of employers feel it is unsustainable to offer healthcare benefits in the long run.  Understandably, some employers are ditching health...

Setting Up a Special Group Insurance Plan

Setting Up a Special Group Insurance Plan

Also known as employer-sponsored health insurance, the Kaiser Family Foundation (KFF) data shows that 49% of the US population receives group insurance. The states with the highest number of group insured employees are Illinois at 53% and New York at 49%.  For an...

Navigating Employee Benefit Compliance in CT

Navigating Employee Benefit Compliance in CT

If you own a company or work as an HR professional, you already know how fluid employee benefits compliance can be. It would be best to actively look out for legislative changes, as one slight oversight will find you on the wrong side of the law.  That said, employee...

Navigating Employee Benefit Compliance in MA

Navigating Employee Benefit Compliance in MA

The Great Resignation shows no sign of slowing down. While not as high as the 3% seen last winter, the May 2022 resignation rate is still a healthy 2.8%.  One of the best ways to combat this is by offering employee benefits. For instance, as of March 2021, 92% of...

Burnout, PTSD, and Other Rising Mental Health Issues

Burnout, PTSD, and Other Rising Mental Health Issues

Mental health issues affect about 13% of the world’s population. However, the pandemic exacerbated the problem in the US, with 59% of adults reportedly suffering from mental health issues. Keep reading to discover how the COVID-19 pandemic fueled the rising mental...

Keeping Your Workforce Engaged With Workplace Culture

Keeping Your Workforce Engaged With Workplace Culture

It’s impossible to overstate how vital keeping workers engaged is to your business. What’s more, you can increase revenue by 21% when your workplace attracts engaged employees. Engaged employees are committed to the company, leading to a massive jump in productivity. ...

Remote Staff vs Outsourced Staff

Remote Staff vs Outsourced Staff

Some companies have embraced the idea of remote staff. If you didn't want employees working at home before or during the pandemic, you probably haven't changed your mind. However, remote work has never been acceptable for some supervisory and management staff. Now...

How do you ask employees about their vaccination status?

How do you ask employees about their vaccination status?

No one imagined that employers would be concerned about employees’ vaccination status nearly two years down the road. You probably assumed that every worker would celebrate vaccination as a simple strategy for lowering COVID-19 infection risks in the workplace. Yet,...

Are you considering an unvaccinated employee surcharge?

Are you considering an unvaccinated employee surcharge?

As businesses continue their push toward pre-COVID norms, the unvaccinated employee remains a crucial health issue. However, while employees continue their war against vaccine mandates, employers push back. For example, some companies deduct surcharges directly from...

Managing and monitoring your remote employees

Managing and monitoring your remote employees

If you're like many companies, the pandemic shutdown propelled your corporate culture into a new normal. The most significant change involved the transitioning of office staff into a remote workforce. Out of necessity, you set aside any lingering anxieties about...

Reconsidering your employee benefits priorities

Reconsidering your employee benefits priorities

As your employees settle into their post-pandemic workflow, you’re probably noticing that they don’t want business-as-usual. Whether their families battled the virus or not, they have all endured a life-changing event. Just like workers in all business environments,...

6 Post-Pandemic Employee Retention Strategies

6 Post-Pandemic Employee Retention Strategies

The pandemic gave many employees a break from the workplace. It also gave them time to embrace new perspectives on traditional workplace models. As employers gradually get back to business as usual, many employees are searching for a new normal. You'll need to...

Does Your Workplace Meet OSHA Safety Guidelines?

Does Your Workplace Meet OSHA Safety Guidelines?

The Occupational Safety & Health Administration isn’t all that intimidating... unless they’re standing in the middle of your workplace. That usually means they’re investigating your company for one reason or another. If agency representatives visit your location,...

Are Your Remote Workers “Employees” or “Contractors”?

Are Your Remote Workers “Employees” or “Contractors”?

The employee VS contractor issue has never been easy. However, with so many employees transitioning from full-time office workers to full-time or part-time remote workers, the problems have become even murkier. While some businesses have resumed their post-pandemic...

Your Virtual HR Operation

Your Virtual HR Operation

The past year has been challenging for everyone. If you’re like most businesses, pandemic shutdowns compelled you to rethink how you perform everyday tasks. Unless the government designated your business as essential, you continued with remote workers and a virtual HR...

What You Need to Know about the CT PFMLA

What You Need to Know about the CT PFMLA

The Connecticut legislature passed the Connecticut Paid Family Medical Leave Act on June 25, 2019. When the PFMLA is fully implemented, it will pay income replacement benefits to your employees when they take time off work to care for themselves or family members....

How CARES Act Affects Employee Retirement Plan Distributions

How CARES Act Affects Employee Retirement Plan Distributions

Even if you’re not quite back to business as usual, it’s tax time, and the IRS expects you to be ready. That includes compliance with CARES Act Section 2202, Special Rules For Use of Retirement Funds. If you allowed your employees to access emergency distributions,...

Say Hello To Our New Logo!

Say Hello To Our New Logo!

The Health Consultants Group unveils a new brand to reinforce their mission to advocate, educate and advise their clients. Plainville, CT – March 1, 2021 - The Health Consultants Group, one of the Northeast regions top insurance brokerage firms unveiled its new brand...

The Actuaries Behind Your Insurance Premium

The Actuaries Behind Your Insurance Premium

If you manage your company’s insurance program, you know that policies are more than just a stack of documents. They represent a system for managing risk and making claims more affordable. Insurers pool their insureds' premiums. They set aside funds to pay covered...

What Employee Health Benefits Should I Include?

What Employee Health Benefits Should I Include?

Did you know 78% of employees would likely remain with their employer because of their benefits? Health benefits are becoming more a reason for people to stay at their job because it’s expensive to pay for them if they’re not included. Companies are looking for ways...

7 Effective Ways to Reduce Group Health Insurance Plans

7 Effective Ways to Reduce Group Health Insurance Plans

The Bureau of Labor Statistics reports that 2020 hourly earnings were up 7.5% for the year ending in April 2020. Employers are willing to pay workers more these days, a sign that hiring is getting increasingly competitive.  What's one of the best ways to attract...

6 Ways Employee Wellness Ideas Reduce Your Healthcare Cost

6 Ways Employee Wellness Ideas Reduce Your Healthcare Cost

Healthcare costs are one of the biggest financial headaches for most companies in the United States. The U.S. pays more in healthcare than any other developed nation (by about double!) and doesn't even produce the best health outcomes. So, how can we reduce healthcare...

What Is A Group Health Plan And What Should You Include?

What Is A Group Health Plan And What Should You Include?

Employees seek employers they can work for on a long-term basis if the benefits meet their needs. Workers desire more than just money to stick around. One important benefit businesses should include is a group health plan. What is a group health plan and what will it...

How to Choose Health Care Insurance for Small Business Employees

How to Choose Health Care Insurance for Small Business Employees

Are you an employer looking to find the perfect healthcare plan for your company? It might seem challenging to figure out, but all you need is useful information. Even if you found some options on your local government website, it might not be up to date or provide...

Controlling Your Self-Insured Exposure With Stop Loss Insurance

Controlling Your Self-Insured Exposure With Stop Loss Insurance

As a self-insured company, stop loss insurance reinforces your commitment to pay your own claims. Choosing to self-insure your company's loss exposures isn't an easy decision. It usually comes after a diligent annual risk management review. Each year you identify your...

5 Questions to Ask When Choosing Group Health Insurance for Businesses

5 Questions to Ask When Choosing Group Health Insurance for Businesses

Being a business owner can be overwhelming. You have an endless list of responsibilities, including choosing a group health insurance plan. To help make the process easier, do your research in order to understand what you’re looking for, and get the right plan. Keep...

Do Your Employees Need Critical Illness Coverage?

Do Your Employees Need Critical Illness Coverage?

When your employee makes a decision about insurance benefits, it’s usually based on a perceived need and coverage availability. Employees might not understand the need for critical illness insurance the way they understand the need for health and life insurance....

Health Care Technology That Meets Employee Expectations?

Health Care Technology That Meets Employee Expectations?

A flexible health insurance program helps you attract and retain employees. Now, more than ever, health care technology is an essential key to meeting employee expectations. Technology is an integral part of practically every business task. Employees expect comparable...

Complimentary Benefits/ Services Review

We are always here to talk because your business is different from any other. Only when we understand your company can we deliver meaningful insurance products and benefits. We get to know your business philosophy, your goals, and your objectives. Your unique business profile becomes our reference to help us build solutions that work for you and your employees. Call Our Toll Free Customer Service Line (800)367-2482 or fill out the form and we'll get right back to you.

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