Our Blog

Our Blog

Retirement Planning Made Easy: The Importance of 401(k) Benefits

Retirement Planning Made Easy: The Importance of 401(k) Benefits

According to a 2021 Census Bureau survey, the most popular retirement accounts among working-age individuals between 15-64 years were 401(k)-style accounts, which held a 34.6% share. The second most common was Keogh or IRA accounts at 18%. Although the average 401(k)...

The ROI of Employee Benefits: Investing in Your Team’s Well-Being

The ROI of Employee Benefits: Investing in Your Team’s Well-Being

Paying employee benefits seems like a guaranteed money drain, but did you know you can receive some returns from your contributions? It’s a little-known fact, but there are measurable employee benefits ROI. Sure, you won’t get your hard cash back from the insurance...

Three Cost-Effective Strategies for Employee Retention

Three Cost-Effective Strategies for Employee Retention

In the cut-throat landscape of today’s job market, retaining top talent is a top priority for most businesses seeking stability and growth. Employee turnover is resource-intensive and curtails productivity. An SHRM study shows that a company would need to pay the...

How Customized Employee Benefits Can Give Your Business an Advantage

How Customized Employee Benefits Can Give Your Business an Advantage

Hiring and replacing workers is no easy task. The Bureau of Labor Statistics notes that as of March 2023, the number of voluntary quits was 3.9 million. One of the ways employers can retain workers and avoid a costly replacement exercise is by providing employee...

How to Reduce Workers’ Compensation Costs

How to Reduce Workers’ Compensation Costs

A penny saved is a penny earned. That is especially true during an economic downturn, such as when economists predict there’s a 70% chance the US will sink into a recession. It makes sense to save and cut costs whenever you can. One of the most effective ways you can...

The Pros of Offering the Best Employee Benefits through Your Company

The Pros of Offering the Best Employee Benefits through Your Company

Competition for competent and highly qualified employees hit an all-time high after the pandemic, fueled by the Great Resignation. It has become increasingly apparent that companies must fashion new ways to attract and retain their best employees. One way of achieving...

How Workplace Wellness Programs Save You Money

How Workplace Wellness Programs Save You Money

You’ve probably heard the adage, “you’ve got to spend money to make money,” but chucking money at wellness programs for your employees in the hope of saving money seems a stretch. At best, you reason workplace wellness programs are an enticement to keep workers...

Managing Remote Workers and Their Benefits

Managing Remote Workers and Their Benefits

It may have started a while ago, but remote working kicked off when the pandemic hit and the government-imposed lockdowns. Even though the days of crippling lockdowns are over, over 26% of employees are working away from the office in 2022. Since working remotely has...

How Value-Added Professional Services Helps Retain Employees

How Value-Added Professional Services Helps Retain Employees

A recent study by Microsoft reveals that 43% of workers are likely to consider leaving their jobs in 2023. So it appears the Great Resignation that plagued businesses in late 2021 and early 2022 has not entirely vanished. Considering it takes 42 days on average...

Providing Cost Effective Employer-Sponsored Healthcare Benefits

Providing Cost Effective Employer-Sponsored Healthcare Benefits

According to the Bureau of Labour Statistics, the number of employed people in the US is about 154 million. Considering the average employer-sponsored healthcare benefits annual premium costs $7,700 for single coverage and $22,000 for family coverage. It’s easy to see...

Navigating Paid Leave For Your Employees In CT

Navigating Paid Leave For Your Employees In CT

The US is one of the few nations that does not have federal policies guiding paid leave. The Family Medical Leave Act (FMLA) only has provisions for unpaid leave. Therefore, individual states have drafted regulations on paid leave. So far, only 16 states have such...

Healthcare Options For Organizations

Healthcare Options For Organizations

Rising healthcare costs are a concern for both individuals and employers. Survey data from Kaiser Family Foundation shows that 87% of employers feel it is unsustainable to offer healthcare benefits in the long run.  Understandably, some employers are ditching health...

Setting Up a Special Group Insurance Plan

Setting Up a Special Group Insurance Plan

Also known as employer-sponsored health insurance, the Kaiser Family Foundation (KFF) data shows that 49% of the US population receives group insurance. The states with the highest number of group insured employees are Illinois at 53% and New York at 49%.  For an...

Navigating Employee Benefit Compliance in CT

Navigating Employee Benefit Compliance in CT

If you own a company or work as an HR professional, you already know how fluid employee benefits compliance can be. It would be best to actively look out for legislative changes, as one slight oversight will find you on the wrong side of the law.  That said, employee...

Navigating Employee Benefit Compliance in MA

Navigating Employee Benefit Compliance in MA

The Great Resignation shows no sign of slowing down. While not as high as the 3% seen last winter, the May 2022 resignation rate is still a healthy 2.8%.  One of the best ways to combat this is by offering employee benefits. For instance, as of March 2021, 92% of...

Burnout, PTSD, and Other Rising Mental Health Issues

Burnout, PTSD, and Other Rising Mental Health Issues

Mental health issues affect about 13% of the world’s population. However, the pandemic exacerbated the problem in the US, with 59% of adults reportedly suffering from mental health issues. Keep reading to discover how the COVID-19 pandemic fueled the rising mental...

Keeping Your Workforce Engaged With Workplace Culture

Keeping Your Workforce Engaged With Workplace Culture

It’s impossible to overstate how vital keeping workers engaged is to your business. What’s more, you can increase revenue by 21% when your workplace attracts engaged employees. Engaged employees are committed to the company, leading to a massive jump in productivity. ...

Remote Staff vs Outsourced Staff

Remote Staff vs Outsourced Staff

Some companies have embraced the idea of remote staff. If you didn't want employees working at home before or during the pandemic, you probably haven't changed your mind. However, remote work has never been acceptable for some supervisory and management staff. Now...

How do you ask employees about their vaccination status?

How do you ask employees about their vaccination status?

No one imagined that employers would be concerned about employees’ vaccination status nearly two years down the road. You probably assumed that every worker would celebrate vaccination as a simple strategy for lowering COVID-19 infection risks in the workplace. Yet,...

Are you considering an unvaccinated employee surcharge?

Are you considering an unvaccinated employee surcharge?

As businesses continue their push toward pre-COVID norms, the unvaccinated employee remains a crucial health issue. However, while employees continue their war against vaccine mandates, employers push back. For example, some companies deduct surcharges directly from...

Managing and monitoring your remote employees

Managing and monitoring your remote employees

If you're like many companies, the pandemic shutdown propelled your corporate culture into a new normal. The most significant change involved the transitioning of office staff into a remote workforce. Out of necessity, you set aside any lingering anxieties about...

Reconsidering your employee benefits priorities

Reconsidering your employee benefits priorities

As your employees settle into their post-pandemic workflow, you’re probably noticing that they don’t want business-as-usual. Whether their families battled the virus or not, they have all endured a life-changing event. Just like workers in all business environments,...

6 Post-Pandemic Employee Retention Strategies

6 Post-Pandemic Employee Retention Strategies

The pandemic gave many employees a break from the workplace. It also gave them time to embrace new perspectives on traditional workplace models. As employers gradually get back to business as usual, many employees are searching for a new normal. You'll need to...

Does Your Workplace Meet OSHA Safety Guidelines?

Does Your Workplace Meet OSHA Safety Guidelines?

The Occupational Safety & Health Administration isn’t all that intimidating... unless they’re standing in the middle of your workplace. That usually means they’re investigating your company for one reason or another. If agency representatives visit your location,...

Are Your Remote Workers “Employees” or “Contractors”?

Are Your Remote Workers “Employees” or “Contractors”?

The employee VS contractor issue has never been easy. However, with so many employees transitioning from full-time office workers to full-time or part-time remote workers, the problems have become even murkier. While some businesses have resumed their post-pandemic...

Your Virtual HR Operation

Your Virtual HR Operation

The past year has been challenging for everyone. If you’re like most businesses, pandemic shutdowns compelled you to rethink how you perform everyday tasks. Unless the government designated your business as essential, you continued with remote workers and a virtual HR...

Complimentary Benefits/ Services Review

We are always here to talk because your business is different from any other. Only when we understand your company can we deliver meaningful insurance products and benefits. We get to know your business philosophy, your goals, and your objectives. Your unique business profile becomes our reference to help us build solutions that work for you and your employees. Call Our Toll Free Customer Service Line (800)367-2482 or fill out the form and we'll get right back to you.

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