Our Blog

Why You Need a Health Insurance Consultant

Why You Need a Health Insurance Consultant

Health insurance is one of the most important benefits you can offer. It helps attract new employees and retain existing workers. It supports your employees' physical and financial wellbeing. When you’re in charge of implementing your company’s insurance plan, a...

Voluntary Benefits and Employee Retention

Voluntary Benefits and Employee Retention

First of all, benefits have always been a key factor in employee retention success. Employees want a good salary, but they also want extras that enhance their personal and financial lives. Perks have become even more important in the current job market. As employment...

Wellness Programs in 2020

Wellness Programs in 2020

Companies have had several years to integrate wellness goals and resources into their workdays. Now that wellness is a workplace staple, recent research suggests that the biggest wellness challenge for 2020 should be a drive to measure objective results. Track Your...

Commercial Insurance The Connected Way

Commercial Insurance The Connected Way

When your company applies for, renews, or restructures its commercial insurance program, you open up your business to a somewhat invasive process. With commercial insurance, that overwhelming sense of baring your soul is hard to escape. You’ll have a kinder, gentler...

Your Diverse Workforce Wants Flexible Benefits

Your Diverse Workforce Wants Flexible Benefits

First off, your workforce demographic has probably changed over the years. Secondly, today's best "man" for the job might still be a man but it might also be a young woman or a gender non-conforming individual. For instance, your most productive employee could be a...

An Insurance Strategy That Meets Your Risk Management Goals

An Insurance Strategy That Meets Your Risk Management Goals

Risk Management Goals Today When you're responsible for updating your company’s risk management goals, you realize that insurance isn’t always the default answer. Of course, insurance is still one of the most efficient tools for handling risk. To remain effective and...

Do your employees need more life insurance options?

Do your employees need more life insurance options?

Insurance Options One of the major goals of a quality employee benefits program is to provide resources, namely insurance options in the case, that employees can and will use. Employee group life insurance has always helped employers meet that goal. It allows you to...

The Wellness trend isn’t going away

The Wellness trend isn’t going away

If you thought of workplace wellness as another health-nut trend that would eventually fade away, you're probably surprised that it’s still going strong. The idea of wellness has been around for centuries. Only in recent decades have we anchored the idea to workplace...

What benefits do millennials want?

What benefits do millennials want?

The media has been publishing the myths and mysteries of Millennial culture for nearly a decade. Amusing stories and anecdotes don’t help much when you’re trying to plan millennial insurance benefits or figure out what drives a whole generation. Fortunately, reliable...

Why does the IRS Require Summary Plan Descriptions?

Why does the IRS Require Summary Plan Descriptions?

Why Does the IRS Require Summary Plan Descriptions? When a new employee begins their job, you do a paper or digital document dump of everything from a job description to an employee handbook. If your new hire qualifies as a participant or beneficiary of your 401-k or...

What can a captive insurer do for your company?

What can a captive insurer do for your company?

What can captive insurance do for your company? Captive insurance is a viable alternative to traditional insurance. It’s not for everyone as it involves establishing an actual insurance company to handle your claims. A captive insurer is a form of self-insurance but...

Why your Employee Benefits Handbook is worth the effort

Why your Employee Benefits Handbook is worth the effort

Why your Employee Benefits Handbook is worth the effort When your employee starts the first day of a new job, the onboarding paperwork can easily dampen their enthusiasm. New employees must complete tax forms, payroll or direct deposit forms, emergency contact...

Does a PEO force you to give up control of your business?

Does a PEO force you to give up control of your business?

Does a PEO force you to give up control of your business? If you’ve investigated group health insurance alternatives, you’ve probably heard of Professional Employment Organizations. PEOs manage your employee payroll, tax withholding, benefits, and...

Understanding New Insurance Options

Understanding New Insurance Options

Understanding New Insurance Options Employee Benefits Options Health insurance products have been the same since... well since forever. Small companies purchased group health insurance plans. Deep-pocket Corporations self-insured employee health care risks. These...

What Are Your Employee Insurance Needs?

What Are Your Employee Insurance Needs?

Employee Benefit Needs Review Does your company invest in the same employee insurance program year after year? It's time to step back, reevaluate, and measure its relevance to your employee benefit needs. Workers come and go. They age into retirement and younger...

Complimentary Benefits/ Services Review

We are always here to talk because your business is different from any other. Only when we understand your company can we deliver meaningful insurance products and benefits. We get to know your business philosophy, your goals, and your objectives. Your unique business profile becomes our reference to helps us build solutions that work for you and your employees. Call Our Toll Free Customer Service Line (800)367-2482 or fill out the form and we'll get right back to you.

HCG Contact Us Lead
First
Last