In some cases, you might end up being responsible for insuring contractors or workers who should have their own insurance.

If your employee claims an on-the-job injury but you don’t believe their story, you must report the claim anyway and let your workers’ compensation insurance company decide what to do.

If your employee claims an on-the-job injury but you don’t believe their story, you must report the claim anyway and let your workers’ compensation insurance company decide what to do.

Why Does the IRS Require Summary Plan Descriptions? When a new employee begins their job, you do a paper or digital document dump of everything from a job description to an employee handbook. If your new hire qualifies as a participant or beneficiary of your 401-k or...

The Connecticut Health Marketplace is still going strong. With all the talk and legislative furor, you might have expected the ACA and the Connecticut Health Marketplace to implode by now. With a few exceptions, the system is unchanged and still going strong. Access...

What can captive insurance do for your company? Captive insurance is a viable alternative to traditional insurance. It’s not for everyone as it involves establishing an actual insurance company to handle your claims. A captive insurer is a form of self-insurance but...

How do you know if a carrier is the best health insurance carrier for your benefits program? As an employer, you know that when it comes to employees, one size doesn’t fit all. Some employees are married. Others are single. Some reject...

Why your Employee Benefits Handbook is worth the effort When your employee starts the first day of a new job, the onboarding paperwork can easily dampen their enthusiasm. New employees must complete tax forms, payroll or direct deposit forms, emergency contact...

Does a PEO force you to give up control of your business? If you’ve investigated group health insurance alternatives, you’ve probably heard of Professional Employment Organizations. PEOs manage your employee payroll, tax withholding, benefits, and...

Understanding New Insurance Options Employee Benefits Options Health insurance products have been the same since... well since forever. Small companies purchased group health insurance plans. Deep-pocket Corporations self-insured employee health care risks. These...